Are Freehold Properties Superior to Leasehold Properties?

Freehold properties refer to real estate assets where the owner has indefinite ownership rights over both the property and the land it occupies without any time limitations imposed. Leasehold properties, on the other hand, come with a specific lease period. While the lease term can vary, it typically ranges from 99 years to 999 years. …

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New Categories for BTO Projects in Singapore

In the recent 2023 National Rally, Prime Minister Lee announced significant changes to public housing policies. These changes involve a new classification for Build-To-Order (BTO) flats throughout Singapore, categorizing them as Standard, Plus, or Prime. Each category comes with distinct subsidies and regulations. The visual above offers a convenient point of reference for these changes. …

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Progressive Payment Schedule for Buildings Under Construction (BUC)

One of the advantages of buying new projects is that the payment is spread out progressively, in accordance to milestones tied to different stages of the construction process. This translates to significantly lower monthly instalments payments for the buyer especially at the start, and progressively builds up to the full loaned amount upon completion of …

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Falling Interest Rates Will Cause Property Prices to Rise – Fact or Myth?

With interest rates spiking in recent months, homeowners have been feeling the heat with a significant increase in their monthly mortgage repayments. Of even greater interest to many is the impact it will have on property prices. Let’s take a quick look at the relationship between the 3-month Singapore Overnight Rate Average (SORA) and URA …

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Expat’s Quick Guide to Best Places to Live in Singapore

Singapore offers various neighborhoods with their own unique charm and appeal. From the bustling cityscape of Orchard Road to the vibrant cultural enclave of Chinatown, and the serene waterfront views of Marina Bay, Singapore’s diverse neighborhoods cater to different preferences and lifestyles. In this blog post, we provide you with a quick lowdown on the …

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